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Housing & Financial Counseling

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Housing & Financial Counseling

Richmond, Hopewell

Financial freedom starts today! 

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CCC’s housing and financial counseling services offer financial education to address critical short-term needs while developing plans for long-term security and success.  

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Housing Counseling

Make informed, confident decisions on your housing journey

Financial Counseling

Build financial confidence and reduce stress with a plan that fits your life. 

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[My case manager] is an absolute angel, she was extremely polite and professional, and really helped me when I needed it. She answered all my questions and even followed up... That type of friendliness and professionalism goes a long way when people find themselves in hardship.
 
- Jessica
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Housing Counseling 

Housing counseling helps individuals and families make informed, confident decisions about their housing journey, whether renting, buying, or staying in their home. 

Our Certified Counselors Can Help You: 

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Budget & Manage Finances

Learn how to build credit, reduce debt, and prepare for housing costs.

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Buy Your First Home

Understand the homebuying process, mortgage options, and how to qualify.

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Navigate Renting

Get support with lease agreements, tenant rights, and avoiding eviction.

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Prevent Foreclosure

Explore options like loan modifications and repayment plans to stay in your home.

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Stay Housed

Access resources for emergency housing, utility assistance, and long-term stability.

HECM Reverse Mortgage Counseling 

CCC's HECM certified staff provide counseling for current homeowners age 62+ considering a reverse mortgage

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Financial Counseling 

Our certified financial counselors work with you one-on-one to build confidence, reduce stress, and create a plan that fits your life. 

What We Help With: 

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Budgeting & Saving

Build a realistic budget and start saving for what matters most.

Debt Management

Learn how to reduce debt and avoid high-interest traps.

Credit Building

Understand your credit score and how to improve it.

Emergency Planning

Prepare for life’s surprises with smart financial strategies.

Goal Setting

Whether it’s buying a home, paying for school, or building a safety net—we’ll help you get there.

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